保证金融资利率

保证金贷款利率与融资

保证金贷款利率参考
基准利率计算

计算保证金融资的混合利率

对保证金融资收取的利息
查看举例

在计算利率时，请记住IBKR使用基于以下等级的混合利率。例如，对超过100万美元的余额，第一个10万按第一阶梯利率收取，其余90万按第二阶梯利率，等等。在确定报价点差时，IBKR将采用设定的基准利率，基准利率为负值的均采用零利率。

IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。

利率等级可能会在未事先通知客户的情况下发生变化。此类调整会定期进行，旨在反映汇率变化。

预测保证金融资的利息

输入余额

定价方案：

IBKR Pro版 IBKR Lite版

计算混合利率

比较 - IBKR Lite版 vs IBKR Pro版

*如果没有预先安排融资，IBKR将对大额贷款余额收取1%的额外费用。1%的额外收费将适用于最高一级中的所有余额。

计算器根据我们认为是准确与正确的信息进行计算，但盈透证券有限公司及其附属公司都不保证信息的准确性和充分性，请勿依赖该等信息。盈透证券及其关联公司均不对本计算器的任何错误或遗漏，或本计算器所生成的任何结果负责。

BM = 基准利率

货币	等级	适用利率：IBKR Pro版	适用利率：IBKR Lite版
美元	0 ≤ 100,000	5.830% (BM + 1.5%)	6.830% (BM + 2.5%)
	100,000 ≤ 1,000,000	5.330% (BM + 1%)	6.830% (BM + 2.5%)
	1,000,000 ≤ 50,000,000	5.080% (BM + 0.75%)	6.830% (BM + 2.5%)
	50,000,000 ≤ 250,000,000	4.830% (BM + 0.5%)¹	6.830% (BM + 2.5%)
	> 250,000,000	4.830% (BM + 0.5%) ^1,2	6.830% (BM + 2.5%)
阿联酋迪拉姆	0 ≤ 350,000	6.811% (BM + 2.5%)	7.811% (BM + 3.5%)
	350,000 ≤ 3,500,000	6.311% (BM + 2%)	7.811% (BM + 3.5%)
	3,500,000 ≤ 350,000,000	5.811% (BM + 1.5%)	7.811% (BM + 3.5%)
	> 350,000,000	5.811% (BM + 1.5%) ²	7.811% (BM + 3.5%)
澳元	0 ≤ 150,000	5.635% (BM + 1.5%)	6.635% (BM + 2.5%)
	150,000 ≤ 1,500,000	5.135% (BM + 1%)	6.635% (BM + 2.5%)
	1,500,000 ≤ 75,000,000	4.885% (BM + 0.75%)	6.635% (BM + 2.5%)
	75,000,000 ≤ 300,000,000	4.635% (BM + 0.5%) ¹	6.635% (BM + 2.5%)
	> 300,000,000	4.635% (BM + 0.5%) ^1,2	6.635% (BM + 2.5%)
加元	0 ≤ 130,000	4.163% (BM + 1.5%)	5.163% (BM + 2.5%)
	130,000 ≤ 1,300,000	3.663% (BM + 1%)	5.163% (BM + 2.5%)
	1,300,000 ≤ 64,000,000	3.413% (BM + 0.75%)	5.163% (BM + 2.5%)
	64,000,000 ≤ 260,000,000	3.163% (BM + 0.5%) ¹	5.163% (BM + 2.5%)
	> 260,000,000	3.163% (BM + 0.5%) ^1,2	5.163% (BM + 2.5%)
瑞郎	0 ≤ 90,000	1.672% (BM + 1.5%)	2.672% (BM + 2.5%)
	90,000 ≤ 900,000	1.172% (BM + 1%)	2.672% (BM + 2.5%)
	900,000 ≤ 46,000,000	0.922% (BM + 0.75%)	2.672% (BM + 2.5%)
	46,000,000 ≤ 180,000,000	0.75% (BM + 0.5%) ¹	2.672% (BM + 2.5%)
	> 180,000,000	0.75% (BM + 0.5%) ^1,2	2.672% (BM + 2.5%)
离岸人民币	0 ≤ 700,000	6.013% (BM + 4%)	7.013% (BM + 5%)
	700,000 ≤ 7,000,000	5.013% (BM + 3%)	6.013% (BM + 4%)
	7,000,000 ≤ 350,000,000	4.513% (BM + 2.5%)	5.513% (BM + 3.5%)
	> 350,000,000	4.013% (BM + 2%) ²	5.013% (BM + 3%)
捷克克朗	0 ≤ 400,000,000	6.663% (BM + 3%)	7.663% (BM + 4%)
	> 400,000,000	6.663% (BM + 3%) ²	7.663% (BM + 4%)
丹麦克朗	0 ≤ 120,000,000	5.725% (BM + 3%)	6.725% (BM + 4%)
	> 120,000,000	5.725% (BM + 3%) ²	6.725% (BM + 4%)
欧元	0 ≤ 90,000	4.023% (BM + 1.5%)	5.023% (BM + 2.5%)
	90,000 ≤ 900,000	3.523% (BM + 1%)	5.023% (BM + 2.5%)
	900,000 ≤ 44,000,000	3.273% (BM + 0.75%)	5.023% (BM + 2.5%)
	44,000,000 ≤ 180,000,000	3.023% (BM + 0.5%) ¹	5.023% (BM + 2.5%)
	> 180,000,000	3.023% (BM + 0.5%) ^1,2	5.023% (BM + 2.5%)
英镑	0 ≤ 80,000	6.057% (BM + 1.5%)	7.057% (BM + 2.5%)
	80,000 ≤ 800,000	5.557% (BM + 1%)	7.057% (BM + 2.5%)
	800,000 ≤ 38,000,000	5.307% (BM + 0.75%)	7.057% (BM + 2.5%)
	38,000,000 ≤ 150,000,000	5.057% (BM + 0.5%) ¹	7.057% (BM + 2.5%)
	> 150,000,000	5.057% (BM + 0.5%) ^1,2	7.057% (BM + 2.5%)
港币	0 ≤ 780,000	5.529% (BM + 2.5%)	6.529% (BM + 3.5%)
	780,000 ≤ 7,800,000	5.029% (BM + 2%)	6.529% (BM + 3.5%)
	7,800,000 ≤ 780,000,000	4.529% (BM + 1.5%)	6.529% (BM + 3.5%)
	> 780,000,000	4.529% (BM + 1.5%) ²	6.529% (BM + 3.5%)
匈牙利福林	0 ≤ 4,500,000,000	11.211% (BM + 5%)	12.211% (BM + 6%)
	> 4,500,000,000	11.211% (BM + 5%) ²	12.211% (BM + 6%)
以色列谢克尔	0 ≤ 80,000,000	8.500% (BM + 5%)	9.500% (BM + 6%)
	> 80,000,000	8.500% (BM + 5%) ²	9.500% (BM + 6%)
印度卢比	全部	9.330% (BM + 3%)	10.330% (BM + 4%)
日元	0 ≤ 11,000,000	1.948% (BM + 1.5%)	2.948% (BM + 2.5%)
	11,000,000 ≤ 114,000,000	1.448% (BM + 1%)	2.948% (BM + 2.5%)
	114,000,000 ≤ 5,700,000,000	1.198% (BM + 0.75%)	2.948% (BM + 2.5%)
	5,700,000,000 ≤ 23,000,000,000	0.948% (BM + 0.5%) ¹	2.948% (BM + 2.5%)
	> 23,000,000,000	0.948% (BM + 0.5%) ^1,2	2.948% (BM + 2.5%)
韩元	0 ≤ 120,000,000	4.750% (BM + 2%)	5.750% (BM + 3%)
	120,000,000 ≤ 1,200,000,000	4.250% (BM + 1.5%)	5.750% (BM + 3%)
	1,200,000,000 ≤ 24,000,000,000	3.750% (BM + 1%)	5.750% (BM + 3%)
	> 24,000,000,000	3.750% (BM + 1%) ²	5.750% (BM + 3%)
墨西哥元	0 ≤ 2,000,000	12.217% (BM + 3%)	13.217% (BM + 4%)
	2,000,000 ≤ 20,000,000	11.217% (BM + 2%)	13.217% (BM + 4%)
	20,000,000 ≤ 2,000,000,000	10.717% (BM + 1.5%)	13.217% (BM + 4%)
	> 2,000,000,000	10.717% (BM + 1.5%) ²	13.217% (BM + 4%)
挪威克朗	0 ≤ 900,000	5.932% (BM + 1.5%)	6.932% (BM + 2.5%)
	900,000 ≤ 9,000,000	5.432% (BM + 1%)	6.932% (BM + 2.5%)
	9,000,000 ≤ 450,000,000	5.182% (BM + 0.75%)	6.932% (BM + 2.5%)
	450,000,000 ≤ 1,800,000,000	4.932% (BM + 0.5%) ¹	6.932% (BM + 2.5%)
	> 1,800,000,000	4.932% (BM + 0.5%) ^{1, 2}	6.932% (BM + 2.5%)
新西兰元	0 ≤ 150,000	5.037% (BM + 1.5%)	6.037% (BM + 2.5%)
	150,000 ≤ 1,500,000	4.537% (BM + 1%)	6.037% (BM + 2.5%)
	1,500,000 ≤ 150,000,000	4.287% (BM + 0.75%)	6.037% (BM + 2.5%)
	> 150,000,000	4.287% (BM + 0.75%) ²	6.037% (BM + 2.5%)
波兰兹罗提	0 ≤ 70,000,000	8.823% (BM + 3%)	9.823% (BM + 4%)
	> 70,000,000	8.823% (BM + 3%) ²	9.823% (BM + 4%)
卢布*	0 ≤ 660,000,000	26.540% (BM + 5%)	27.540% (BM + 6%)
	> 660,000,000	26.540% (BM + 5%) ²	27.540% (BM + 6%)
沙特里亚尔	0 ≤ 350,000	7.224% (BM + 2.5%)	8.224% (BM + 3.5%)
	350,000 ≤ 3,500,000	6.724% (BM + 2%)	8.224% (BM + 3.5%)
	3,500,000 ≤ 350,000,000	6.224% (BM + 1.5%)	8.224% (BM + 3.5%)
	> 350,000,000	6.224% (BM + 1.5%) ²	8.224% (BM + 3.5%)
瑞典克朗	0 ≤ 900,000	3.688% (BM + 1.5%)	4.688% (BM + 2.5%)
	900,000 ≤ 9,100,000	3.188% (BM + 1%)	4.688% (BM + 2.5%)
	9,100,000 ≤ 454,000,000	2.938% (BM + 0.75%)	4.688% (BM + 2.5%)
	454,000,000 ≤ 1,820,000,000	2.688% (BM + 0.5%) ¹	4.688% (BM + 2.5%)
	> 1,820,000,000	2.688% (BM + 0.5%) ^1,2	4.688% (BM + 2.5%)
新加坡元	0 ≤ 140,000	3.795% (BM + 1.5%)	4.795% (BM + 2.5%)
	140,000 ≤ 1,400,000	3.295% (BM + 1%)	4.795% (BM + 2.5%)
	1,400,000 ≤ 68,000,000	3.045% (BM + 0.75%)	4.795% (BM + 2.5%)
	68,000,000 ≤ 270,000,000	2.795% (BM + 0.5%) ¹	4.795% (BM + 2.5%)
	> 270,000,000	2.795% (BM + 0.5%) ^{1, 2}	4.795% (BM + 2.5%)
土耳其里拉	0 ≤ 250,000,000	106.513% (BM + 5%)	108.513% (BM + 7%)
	> 250,000,000	106.513% (BM + 5%) ²	108.513% (BM + 7%)
南非兰特	0 ≤ 1,500,000	8.489% (BM + 1.5%)	9.489% (BM + 2.5%)
	1,500,000 ≤ 15,000,000	7.989% (BM + 1%)	9.489% (BM + 2.5%)
	15,000,000 ≤ 1,500,000,000	7.739% (BM + 0.75%)	9.489% (BM + 2.5%)
	> 1,500,000,000	7.739% (BM + 0.75%) ²	9.489% (BM + 2.5%)

保证金融资最低利率为0.75%。利率可能会发生变化。
如果没有预先安排融资，可能会向高出部分收取1%的附加费用。

注：

受多国政府实施的制裁，目前IBKR客户无法在莫斯科证券交易所（MOEX）开仓或平仓。
当前我们不会接收MOEX上市证券或含有MOEX上市成分的证券的价格数据。
视开立账户的实体不同，账户中的所有卢布多头或空头余额都将自动兑换为美元或欧元。更多信息，请访问我们的知识库。

今天就开始像专业人士一样交易！

开立账户

披露

IBKR可自行决定随时对该等利率进行调整。虽然IBKR尽最大努力发布利率，但由于需要时间来获取信息，因此发布的利率通常会反映前一个工作日的现行利率。请注意，应收或应付利息将参考现行利率而非公布利率决定。利率也可能因具体计划或方案不同而有所差异，且基于各种情况，实际收取的利率可能低于公布的利率。存在限制。所公布利率适用于IBKR的直接客户。通过其他经纪商介绍的客户收到的利息可能不同（也可能没有利息），具体取决于客户的介绍经纪商。通过其他经纪商介绍的客户支付的保证金贷款利息可能不同，具体取决于客户的介绍经纪商。客户应联系其介绍经纪商了解适用于其账户的利率。